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Arghhh......stop sign runner just hit my car...

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Old 01-19-2011, 06:59 PM   #16  
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Ok, now i'm pissed. I found out why the insurance company was sending me less money than my repair called for. It turns out according to my dealer, they want them to use used and remanufactured parts. I just got off the phone with both that other insurance company, and the dealer about this. My dealer said that they want them to especially replace the rim with a reconditioned rim, because a new one is over $700 right now. I called several Ford dealers and this is definately true for a new hybrid rim. The problem with is that cast aluminum rims cannot be fixed in the way forged aluminum or steel rims can be. You can fix it, but I don't trust cast aluminum rims being fixed because i've heard of bad things happening.
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Old 01-19-2011, 07:34 PM   #17  
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Ok, now i'm pissed. I found out why the insurance company was sending me less money than my repair called for. It turns out according to my dealer, they want them to use used and remanufactured parts. I just got off the phone with both that other insurance company, and the dealer about this. My dealer said that they want them to especially replace the rim with a reconditioned rim, because a new one is over $700 right now. I called several Ford dealers and this is definately true for a new hybrid rim. The problem with is that cast aluminum rims cannot be fixed in the way forged aluminum or steel rims can be. You can fix it, but I don't trust cast aluminum rims being fixed because i've heard of bad things happening.
That is common practice the last few years that I wrote for major carriers they all use AM wheels the companies that restructure these wheels ( we used Wheels America and Keystone) these companies will only restore wheels that have minor damages Like scuffs and minor edge chips they will not restore any alloy wheels that have bead damages or center hub damages ( they do not repair any wheels that may become a liability) they repair them and re-powder coat them, they are not a problem.
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Old 01-24-2011, 09:23 PM   #18  
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Well, I finally got the other insurance company to agree to pay to replace my rim with a brand new rim and not with a reconditioned one as they were trying to do..........

I have never seen a factory OEM rim this expensive. The Fusion Hybrids have a unique rim that is engineered to reduce aerodynamic drag as much as possible. It has to be a special order from Ford, and it ain't cheap.
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Old 01-25-2011, 06:42 AM   #19  
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You have every right to have your car restored to it's pre-incident condition. I'm glad it's working out for you, you shouldn't be punished because you're a good person!


My daughter was rear ended a year or so ago, she was nice too. Her car hasn't and most likely will never be repaired .
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Old 01-25-2011, 09:40 AM   #20  
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You have every right to have your car restored to it's pre-incident condition. I'm glad it's working out for you, you shouldn't be punished because you're a good person!


My daughter was rear ended a year or so ago, she was nice too. Her car hasn't and most likely will never be repaired .
Insurance contracts and agreements and responsibilities inc to restore your veh. to it's Pre-loss condition. Now here is a breakdown of that statement "Pre-loss Condition" refers to a veh such as yours (wish is now no longer NEW but, used even thought it may be current model year with almost no mileage it is still USED. So it is within and insurer's right to use "Used" parts or recycled/Like kind & quality (as they like to call these parts) and the insurers must guarantee the quality of those parts allowed to be of comparable conditions and not previously damaged parts. And as much as you may not like it, it may pay to have the veh. repaired by the ins. companies selected repairers because they guarantee the quality and will acknowledge any complaints that may arise. from these repairs. I know of one incidence where one of those "Company suggested repairers" botched up the repairs to an expensive car, The companies sent out their adjusters(appraisers) to re-inspect the veh for qualifications of owners complainants and found his reported failings were valid so much so that the Company took ownership of the veh and provided the owner with a brand new (same brand/model) car, including any additional expenses involved.
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Old 01-25-2011, 01:00 PM   #21  
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Insurance contracts and agreements and responsibilities inc to restore your veh. to it's Pre-loss condition. Now here is a breakdown of that statement "Pre-loss Condition" refers to a veh such as yours (wish is now no longer NEW but, used even thought it may be current model year with almost no mileage it is still USED. So it is within and insurer's right to use "Used" parts or recycled/Like kind & quality (as they like to call these parts) and the insurers must guarantee the quality of those parts allowed to be of comparable conditions and not previously damaged parts. And as much as you may not like it, it may pay to have the veh. repaired by the ins. companies selected repairers because they guarantee the quality and will acknowledge any complaints that may arise. from these repairs. I know of one incidence where one of those "Company suggested repairers" botched up the repairs to an expensive car, The companies sent out their adjusters(appraisers) to re-inspect the veh for qualifications of owners complainants and found his reported failings were valid so much so that the Company took ownership of the veh and provided the owner with a brand new (same brand/model) car, including any additional expenses involved.
This is exactly why accidents suck even if it isn't your fault. As a car enthusiast, there is always a huge sentimental value you feel towards your vehicle. Once it gets into a wreck, it never feels the same and you want to go choke the neck off of the person who hit you. I gave the insurance adjuster of that other insurance company an earful, and he agreed to cover the full cost of a new rim and will be sending me a supplemental check to pay for it. I ended up telling him that reconditioned rims cannot be trusted with the rim being reconditioned is a cast aluminum rim. I know that forged aluminum rims can be reconditioned to like-new condition even with structural damage, but i've belonged to enough car clubs in my life to see what happens when a repaired cast aluminum rim fails. It isn't pretty..........
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Old 01-29-2011, 03:47 PM   #22  
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Well, i've gotten my car back for a few days and it looks like i'll have to take it back. The car is still pulling to the side and it rattles when I hit bumps. It also rattles now when I shut the drivers door. Way for a careless stop sign runner to fuck up someone's new car...........
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Old 01-29-2011, 09:45 PM   #23  
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Well, i've gotten my car back for a few days and it looks like i'll have to take it back. The car is still pulling to the side and it rattles when I hit bumps. It also rattles now when I shut the drivers door. Way for a careless stop sign runner to fuck up someone's new car...........
Sorry to her that.
You wonder if the guys that fix the things ever take them for a test drive to see it they're ok.
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Old 01-29-2011, 10:14 PM   #24  
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Well, i've gotten my car back for a few days and it looks like i'll have to take it back. The car is still pulling to the side and it rattles when I hit bumps. It also rattles now when I shut the drivers door. Way for a careless stop sign runner to fuck up someone's new car...........
Did you get an itemized bill of repairs,make sure you get one and then have your regular service mechanic check the repiars done against the bill provided. Don't just accept a paid bill from your repairer get it completely itemized and if they want to know why, tell them that you need it in case you wish to bring suit for "poor" repairs, this will make them confirm all the repairs were done and done properly. I've been on both sides of this business I owned a Autobody shop and I was a NYS lic adjuster for 28 years, and I've seen all kinds of BS.
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Old 01-29-2011, 10:59 PM   #25  
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Sorry to her that.
You wonder if the guys that fix the things ever take them for a test drive to see it they're ok.
The car pulls very slightly and far less than before the repairs, so i'm wondering whether the repair guy overlooked it. This dealer is also in a mega-congested part of town and he would have been lucky to do over 20 mph during his test drive after repairs. The roads in this neighborhood are also very good versus the roads in my part of town that have gotten so bad it is a safety issue now. It is obscene how badly the roads in my part of town are crumbling. The on-ramp onto the highway from my house looks like a mine-field from those European war films, and requires low speeds to avoid damage.

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Did you get an itemized bill of repairs,make sure you get one and then have your regular service mechanic check the repiars done against the bill provided. Don't just accept a paid bill from your repairer get it completely itemized and if they want to know why, tell them that you need it in case you wish to bring suit for "poor" repairs, this will make them confirm all the repairs were done and done properly. I've been on both sides of this business I owned a Autobody shop and I was a NYS lic adjuster for 28 years, and I've seen all kinds of BS.
Yes, but I seem to have lost the itemized repair bill. I have no clue what I did with it as I can't seem to find it. I am wondering whether it accidently went out with the trash a couple days ago. I can always get a new report though since it should be in the OASIS.

What makes me incredibly nervous is that I caught them in a lie. I called them up Monday morning and they told me that my vehicle was getting finished up. They called me several hours later and told me that my vehicle just got finished and was ready for pickup. When I went to pick up my vehicle, it was f'ing clear that my vehicle had been ready for days. We had a very nasty snowstorm the thursday before, and my vehicle was covered in snow still. The windscreen alone still had 2-3 inches of snow on it, which means that there was no way the dealer could have driven my car after finishing it since they obviously didn't clear the windshield. I also noticed that there was fresh snow around my vehicle, and NO foot prints. That means that they parked my vehicle there before the snowstorm the previous week.
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Old 01-30-2011, 06:17 AM   #26  
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The car pulls very slightly and far less than before the repairs, so i'm wondering whether the repair guy overlooked it.
Again you're being too nice, it's his responsibility to make sure it's right no matter what his constraints are.
At this point you're probably willing to compromise just to be done with it but you're entitled to having it the way it was before the accident!
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Old 01-30-2011, 11:47 AM   #27  
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The repairer is responsible for repairing your car PROPERLY and verifiying that everything "accident related" is restored to pre-loss condition, they should have test driven the veh ( I always did and I hi-way checked it so I could achieve normal driving conditions) and if they found any additional damages or related inconsistency's and advised the Ins co. of their findings, and not just "do what the insurance co. allowed for. The adjuster could only include for "visible" damages at the time of his inspection, leaving any additional damages "open" to re-inspection. No adjuster intentionally overlooks related damages and if those damages are unrelated to the incident in question it's his responsibility to notify the owner and explain his finding and additional allowances to your veh. All State Ins Dept's are pretty rigid in this regard and it's an adjuster's responsibility to protect his liability on his License.
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