Quote:
Originally Posted by HD Goofnut
If I didn't have a intentional biased against credit cards I would do definitely do this offer. I have never owned a credit card to my name in my life and I never will. No credit card=lower debt.  |
Credit cards can work to your advantage if you are careful. I have a points card that we put everything on and I pay it off faithfully every month and do not incur any interest. I saved up the points (which you can get cashback from) and bought two iPhones with the cashback.
Obviously others stuggle with credit cards, but if you are careful you can make them work in your favor.