Homeless: I received 2 smartcards recently in the mail. My cottage up north has 2 receivers. They have mailed me others in the past and I just replace the existing with the new ones as per instructions. As far as I know everyone has a smartcard and needs one. It containes critical info for your receiver to work properly. When Bell makes changes it downloads to the card. You could have been told wrong info about the receiver not needing a card.
good luck
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